Medical Equipment Financing
Get fast, flexible medical equipment financing for imaging systems, surgical instruments, dental chairs, and lab equipment. Whether you need a medical equipment loan for a startup practice or an established healthcare network, our programs help you upgrade without depleting cash reserves.
Terms
Up to 7 years
Payment Style
Fixed Monthly
Credit Coverage
Wide acceptance
Soft Costs
Often included
Smart Medical Equipment Financing for Modern Healthcare
Today's medical practices need cutting-edge technology to deliver exceptional patient care. But purchasing equipment outright can strain your budget and limit growth opportunities.
Medical equipment financing lets you acquire the tools you need while preserving working capital. Learn more about how equipment financing works or see what it takes to qualify. Spread costs over manageable monthly payments and start generating revenue from day one.
Why Medical Equipment Financing Makes Sense
- No Large Upfront Payment: Acquire equipment without depleting cash reserves
- 100% Project Financing: Cover equipment, installation, and training costs
- Extended Terms: Spread payments over up to 7 years
- Immediate Revenue Generation: Start earning from equipment on day one
Why Choose a Specialized Medical Equipment Financing Company?
Generic lenders often don't understand healthcare. A dedicated medical equipment loan company brings industry-specific expertise that makes a difference.
Industry Expertise: Specialized lenders understand equipment lifecycles, depreciation patterns, and healthcare compliance requirements. This knowledge translates into better loan structures and more favorable terms.
Faster Approvals: Streamlined processes designed specifically for medical professionals mean quicker decisions and faster funding. Banks often take weeks or months; specialized lenders typically approve within days.
Flexible Structures: Loan and lease options tailored to healthcare cash flow patterns. Choose structures that match your practice's revenue cycles and growth plans.
Better Terms: Competitive rates from lenders who understand equipment value retention in the medical field. This understanding often results in higher approval amounts and lower down payments.
Complete Financing Solutions for Every Practice
We offer multiple pathways to fund your equipment needs:
| Financing Type | Best For | Key Benefit |
|---|---|---|
| Medical Practice Equipment Financing | Solo and multi-location clinics | Fixed monthly payments |
| Medical Office Equipment Loan | Diagnostic and management systems | Includes installation and training |
| Dental Equipment Financing | Dental practices | Specialized dental terms |
| Lab Equipment Financing | Clinical laboratories | Matches equipment life |
Don't just finance the equipment. Our medical office equipment loan programs often cover installation, training, software licenses, and even first-year maintenance contracts. Get everything you need in one convenient package.
Equipment We Finance
We understand the unique challenges of acquiring medical technology. Here's what we finance:
Imaging and Diagnostics
- MRI machines
- CT scanners
- X-ray systems
- Ultrasound units
- Mammography equipment
Surgical Equipment
- Operating room tools
- Robotic surgery systems
- Anesthesia machines
- Patient monitors
Dental Technology
- Treatment chairs
- Digital imaging
- CAD/CAM mills
- Autoclaves
- Panoramic X-ray
Laboratory Instruments
- Blood analyzers
- Chemistry analyzers
- Centrifuges
- Microscopes
Practice Technology
- EHR systems
- Telehealth platforms
- Remote monitoring
- Practice management software
Don't see your equipment listed? Contact us - chances are we can finance it. Our medical equipment financing programs cover virtually all healthcare technology.
Wide Credit Acceptance
Our equipment financing programs serve healthcare providers across the credit spectrum:
- Established Practices: Strong credit history and proven revenue streams
- Growing Practices: Rebuilding credit while expanding operations
- New Practices: Limited business history but professional credentials
- Licensed Professionals: Starting first practice with minimal track record
Our technology-driven underwriting often approves applications that traditional banks decline. We evaluate your complete financial picture, not just a credit score. Even practices with challenged credit can often qualify.
Ready to get started? Use our equipment financing calculator to estimate your monthly payments, or check your eligibility to see what you qualify for. Don't forget to explore Section 179 tax deductions that could save you thousands on your equipment purchase.
Why Finance Your Equipment?
Fast Pre-Approval
Skip the months-long wait. Our streamlined medical equipment financing process delivers quick answers so you can move forward with confidence.
Healthcare Specialists
Work with a medical equipment loan company that understands compliance requirements, equipment lifecycles, and practice cash flow needs.
Compare Multiple Offers
Access our curated partner network to compare equipment loan options side-by-side. Find the best rates and terms for your situation.
Technology-Driven Process
Our proprietary platform streamlines documentation and increases approval odds compared to traditional lenders.
100% Project Financing
Include soft costs like installation, training, software licenses, and shipping in your medical equipment loan.
Flexible Terms
Spread your equipment financing over terms up to 7 years with fixed monthly payments that match your revenue cycle.
What Can You Finance?
Frequently Asked Questions
What types of medical equipment can I finance?
Can I include installation and training in my medical equipment loan?
Do you offer medical practice equipment financing for startups?
What's the maximum term for a medical equipment loan?
How is dental equipment financing different from general medical financing?
Can I get lab equipment financing for used equipment?
How does your medical equipment financing company improve approval chances?
Why choose a specialized medical equipment loan company over a bank?
Get Pre-Approved
No hard credit pull to see your options. Decisions often within 24 hours.
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EquipRates
Industry Finance Specialists
Experts in equipment finance
"We work with industry equipment buyers every day. Our team understands the equipment lifecycle, vendor relationships, and financing structures that work best for this industry."
Learn more about usSimple 3-Step Process
We've removed the friction from equipment financing. Get back to work faster.
Apply Online
Fill out our simple 2-minute application. No paperwork, no tax returns needed for deals under $250k.
Get Approved
Review your offers with a dedicated account manager. Pick the term and payment that fits your budget.
Get Funded
Sign documents electronically. The lender pays the vendor directly, and you get your equipment.
Ready to Scale Your Business?
Compare options and apply in minutes - without weeks of back-and-forth.
Get My OptionsNo obligation. No impact to credit score to apply.